The Problem
Rent is the UK's largest recurring expense — and the hardest to verify
Fintechs want to reward rent payments to drive engagement and LTV. But without verification, you're exposed to fraud. Building it in-house means 6-12 months of Land Registry, Companies House, and CoP integrations.
UK rent annually
Renter households
To build in-house
How It Works
Three steps to verified rent rewards
Integrate
Your app calls our API or redirects to our hosted verification flow.
Verify
User uploads their tenancy agreement once. Nuba's engine runs 9 weighted checks — from document forensics to market rent validation — and returns a confidence score.
Reward
Score ≥ 70? Green light. Your app rewards the payment with full confidence.
Preview our API
See It in Action
Experience the verification flow
Click through each step to see what your users will experience.
Upload Tenancy Agreement
The tenant uploads their signed tenancy agreement for verification.
Verification Engine
Four layers of trust. One score.
Every tenancy passes through 9 weighted verification signals across four layers. Each signal adds confidence. The result: a single score your system can act on.
AI Document Forensics
AI-powered analysis of tenancy agreements. Detects fabricated, modified, or template-generated documents.
Address & Entity Verification
Cross-references against authoritative UK registers to confirm the address and landlord entity.
Financial Verification
Validates the landlord's bank account via Confirmation of Payee, verifies the beneficiary identity chain, and checks the stated rent falls within the local market range.
Weighted Scoring & Monitoring
Combines all signals into a confidence score. Monthly re-checks keep verification fresh.
Integration
Two ways to integrate. Both live in days.
API Integration
For engineering teams
Your backend calls Nuba's REST API directly. You build the UI, we handle verification logic and data sources.
- Full UX control
- Webhooks for async results
- Deep customisation
Hosted Flow
Zero frontend work
Redirect your user to Nuba's white-labelled verification page. We handle everything — upload, analysis, scoring.
- No frontend work
- White-label or branded
- PII stays on Nuba infra
- Best for fast launches
Why Nuba
Built for rent. Live in production.
We're not a pitch deck. We're a live platform processing real rent.
Tenants onboarded
Actively paying monthly
Rent processed
Live since Sep
Live Infrastructure
Production-grade Laravel + PostgreSQL on AWS. CI/CD. Monitoring. Not a prototype.
Compliance Roadmap
SOC 2 Type II + ISO 27001 in progress. PII isolation by design. GDPR-compliant.
UK-Specialist
Land Registry, Royal Mail PAF, Companies House, Modulr CoP. Built for UK rent.
Battle-Tested
4-layer pipeline catching fabricated docs, fake landlords, and inflated rents in production.
Use Cases
Built for any fintech that touches rent
Neobanks
Reward rent to drive salary inflows and reduce churn. Turn the UK's biggest recurring payment into a loyalty lever.
Card-Linked Platforms
Add rent as a reward category alongside retail cashback. Expand your rewards catalogue into the largest expense category.
Property Platforms
Embed verification into tenant onboarding. Confirm tenancy legitimacy before granting access or services.
Pricing
Pricing that scales with you
Usage-based, no platform fees, no minimums. We'll tailor pricing to your volume during onboarding.
Initial Verification
Full 9-signal verification pipeline per tenancy — document forensics, entity-type-aware checks (shell corp screening for agencies, Land Registry for individual landlords), and financial verification.
Includes
Ongoing Monitoring
Automated monthly re-checks keep verification scores fresh. Get alerts when a tenancy's risk profile changes.
Includes
Hosted Verification Flow
White-label, tenant-facing UI that handles document upload, Open Banking consent, and progress — zero frontend work on your side.
Includes
Ready to add verified rent to your product?
We're onboarding select partners now. Get priority access and hands-on integration support.